Free Finance Calculators
Tools to help you plan your loan, understand your income, estimate stamp duty and more — all free from SB Finance
Repayment Calculator
See an indicative repayment in seconds, then talk to us for a tailored quote.
Estimate your repayments
Move the sliders for an indicative monthly repayment. Final rates are subject to lender assessment.
Indicative rate: 7.5% p.a.
Calculations are estimates only and do not constitute a quote or credit assistance. We cannot guarantee the accuracy of the results; rates and rules change regularly and figures may be based on outdated information. SB Finance (AUST) Pty Ltd | ABN 72 620 392 038.
Use these calculators to prepare for your loan application or property purchase. For a personalised assessment, call our team on 1300 17 2346.
Loan Amortisation Calculator
See exactly how much interest you pay over the life of your loan, year by year — and your remaining balance at any point.
NSW Stamp Duty Calculator
Calculate transfer duty on any NSW property purchase — including first home buyer concessions and exemptions for 2025.
PAYG Income Tax Calculator
Estimate your take-home pay after income tax and Medicare levy using the 2025–26 Australian tax brackets.
YTD Income Calculator
Annualise your year-to-date payslip earnings — useful when a lender asks for your YTD income on a loan application.
Need a Real Rate?
Calculators give estimates — SB Finance gives you real rates from 40+ lenders, tailored to your situation. Free consultation, no obligation.
Talk to a Finance Expert
Calculators are a great starting point, but every situation is different. Our team of expert finance brokers can compare 40+ lenders to find an option that suits your situation — completely free.
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Let’s talk finance
Whether you have questions or inquiries about our services, we’re here to assist you every step of the way.