Based in Sydney's Hills District and helping clients right across Australia, we make commercial equipment finance simple. From vehicles and machinery to medical and office technology, SB Finance secures competitive equipment and asset finance from 40+ lenders. Flexible terms, fast turnaround times, and tax-effective structures — talk to a commercial finance specialist today.
Whether you have questions or inquiries about our services, we’re here to assist you every step of the way.
SB Finance (AUST) pty ltd |u00a0 ABN 72620392038
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
What types of commercial vehicles can SB Finance finance for Hills District businesses?
We finance trucks, utes, vans, trailers, forklifts, agricultural equipment, earthmoving machinery, and fleet vehicles. We work with lenders experienced in commercial vehicle and equipment finance across all business sizes.
What is the difference between a chattel mortgage and a finance lease for commercial vehicles?
With a chattel mortgage you own the vehicle from day one and can claim GST upfront and depreciation. A finance lease means the lender owns the vehicle during the term while you lease it — potentially better for cash flow. We help you choose based on your tax and accounting situation.
Can I finance a commercial vehicle if my business is less than 2 years old?
Yes. We have access to lenders who support newer businesses, including low-doc and no-doc options based on asset strength rather than trading history alone. Contact us to discuss your specific situation.
How does GST work on commercial vehicle finance in Australia?
If you are GST-registered and purchasing for business use, you may be able to claim the GST component on a chattel mortgage immediately. The tax implications vary by product type — we recommend discussing with your accountant.
Can SB Finance arrange fleet finance for multiple vehicles?
Yes. We arrange fleet finance for businesses needing multiple vehicles simultaneously. Fleet arrangements may suit businesses acquiring several assets at once, subject to lender eligibility — speak to our commercial team about your fleet requirements.
Not sure which of these fits your situation? You can start with a free assessment and we will work through the options with you.
Move the sliders for an indicative monthly repayment. Final rates are subject to lender assessment.
Indicative rate shown by default — slide to adjust. Estimates are for illustration only, are not a loan offer or quote, and do not include fees or charges. Actual rates and repayments are subject to lender assessment and eligibility criteria. (4%–25% p.a.)
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Calculations are estimates only and do not constitute a quote or credit assistance. We cannot guarantee the accuracy of the results; rates and rules change regularly and figures may be based on outdated information. SB Finance (AUST) Pty Ltd | ABN 72 620 392 038.
Commercial Equipment Finance in the Hills District — Keep Your Business Moving
The right equipment can transform your business — but purchasing outright isn't always the smartest financial move. Equipment finance lets you acquire the assets you need while preserving cash flow and potentially unlocking significant tax advantages. At SB Finance, we help Hills District businesses and companies right across Australia structure equipment finance that works for their operation.
From sole traders in the Hills District to growing enterprises across Sydney and beyond, we work with businesses of all sizes to find competitive equipment finance solutions. Whether you need heavy machinery, medical equipment, technology, or fleet vehicles, we'll match you with lenders who specialise in your industry.
Equipment Finance Solutions We Can Help With
Chattel mortgage
Finance lease
Operating lease
Commercial hire purchase
Novated lease (salary packaging)
Low-doc equipment loans for self-employed
Refinancing existing equipment debt
Fast Approvals and Flexible Terms
We understand that business moves quickly. Our brokers work efficiently to get your application assessed and approved so you can get the equipment you need without unnecessary delays. We compare lenders across our panel to secure competitive rates and structure your finance to align with your cash flow and tax position.