Commercial Equipment Finance for Plant, Tools & Machinery

Commercial Equipment Finance

Get the equipment your business needs
Based in Sydney's Hills District and helping clients right across Australia, we make commercial equipment finance simple. From vehicles and machinery to medical and office technology, SB Finance secures competitive equipment and asset finance from 40+ lenders. Flexible terms, fast turnaround times, and tax-effective structures — talk to a commercial finance specialist today.

Our Commercial Equipment Finance Options

Commercial Van Loan Specialist Sydney Hills - SB Finance
Van Loans

Looking for a van to help you with your trade? Wanting to grow your business

ute finance Hills District — SB Finance
UTE Loans

Looking for a UTE to help you with your trade? Wanting to grow nn

truck finance Hills District — SB Finance
Truck Loans

Need a truck to support your growing business/ or maybe you are adding to your business

excavator finance Hills District — SB Finance
Excavator Loans

Don't let financing hold you back. Get started today and get the excavator that's perfect for your business

forklift equipment finance Hills District
Forklift Loan

We offer a wide range of forklift financing options tailored to your specific needs.

construction equipment finance Hills District
Machinery Loans

We offer a wide range of machinery financing options tailored to your specific industry and needs.

trailer finance Hills District — SB Finance
Trailer Loans

Whether you're hauling tools, equipment, or materials, we'll get you on the road with a streamlined process, competitive rates, and expert guidance.

Modern office computers and technology
Office & Tech Asset Finance

Upgrade your workplace with the latest equipment. We finance computers, phone systems, POS, AV and more so you can spread the cost.

CONTACT US

Let’s talk finance

Whether you have questions or inquiries about our services, we’re here to assist you every step of the way.

Your Details - Step 1 of 3

SB Finance (AUST) pty ltd |u00a0 ABN 72620392038

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Commercial Vehicle Finance — Frequently Asked Questions

What types of commercial vehicles can SB Finance finance for Hills District businesses?
We finance trucks, utes, vans, trailers, forklifts, agricultural equipment, earthmoving machinery, and fleet vehicles. We work with lenders experienced in commercial vehicle and equipment finance across all business sizes.
What is the difference between a chattel mortgage and a finance lease for commercial vehicles?
With a chattel mortgage you own the vehicle from day one and can claim GST upfront and depreciation. A finance lease means the lender owns the vehicle during the term while you lease it — potentially better for cash flow. We help you choose based on your tax and accounting situation.
Can I finance a commercial vehicle if my business is less than 2 years old?
Yes. We have access to lenders who support newer businesses, including low-doc and no-doc options based on asset strength rather than trading history alone. Contact us to discuss your specific situation.
How does GST work on commercial vehicle finance in Australia?
If you are GST-registered and purchasing for business use, you may be able to claim the GST component on a chattel mortgage immediately. The tax implications vary by product type — we recommend discussing with your accountant.
Can SB Finance arrange fleet finance for multiple vehicles?
Yes. We arrange fleet finance for businesses needing multiple vehicles simultaneously. Fleet arrangements may suit businesses acquiring several assets at once, subject to lender eligibility — speak to our commercial team about your fleet requirements.

Not sure which of these fits your situation? You can start with a free assessment and we will work through the options with you.

Contact Us

Let’s talk finance

Whether you have questions or inquiries about our services, we’re here to assist you every step of the way.

1300 172 346
Mon–Fri 9am–5:30pm
30/11-13 Brookhollow Ave
Baulkham Hills NSW 2153
FBAA Accredited40+ LendersHills District Specialists
Finance Enquiry
Your Details - Step 1 of 3

How Your Finance Works

Simple, transparent and fast — from first call to settlement.

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1

Free Assessment

Tell us your goals in minutes. No credit check, no obligation.

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2

Compare Lenders

We compare 40+ lenders to find a loan option and structure that suits your needs, subject to lender eligibility.

3

Fast Approval

We handle the paperwork and get you approved quickly.

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4

Settlement

Funds land, keys in hand. We stay in touch the whole way.

Meet Your SB Finance Team

FBAA Accredited Brokers — Hills District Locals

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Estimate your repayments

Move the sliders for an indicative monthly repayment. Final rates are subject to lender assessment.

Indicative rate shown by default — slide to adjust. Estimates are for illustration only, are not a loan offer or quote, and do not include fees or charges. Actual rates and repayments are subject to lender assessment and eligibility criteria. (4%–25% p.a.)

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Calculations are estimates only and do not constitute a quote or credit assistance. We cannot guarantee the accuracy of the results; rates and rules change regularly and figures may be based on outdated information. SB Finance (AUST) Pty Ltd | ABN 72 620 392 038.

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