NSW Stamp Duty Calculator 2025
Calculate transfer duty and first home buyer concessions on NSW property purchases
Stamp duty (officially called transfer duty in NSW) is a state government tax on property purchases. It’s one of the largest upfront costs of buying a home and must be paid within 3 months of settlement. Use this calculator to estimate your NSW stamp duty and check if you qualify for first home buyer concessions.
NSW Transfer Duty Calculator
NSW Stamp Duty Rates 2025
NSW transfer duty is calculated on a sliding scale based on the property value. The rates for 2025 are: $0–$16,000: 1.25%; $16,001–$35,000: $200 + 1.5%; $35,001–$93,000: $485 + 1.75%; $93,001–$351,000: $1,500 + 3.5%; $351,001–$1,168,000: $10,530 + 4.5%; Over $1,168,000: $47,295 + 5.5%.
First Home Buyer Stamp Duty Exemptions NSW
First home buyers in NSW are exempt from stamp duty on: new homes up to $800,000; existing homes up to $650,000. Partial concessions apply on existing homes between $650,000–$800,000.
Plan Your Property Purchase
SB Finance helps you plan the full cost of buying a home — including stamp duty, legal fees, and loan costs. Phone: 1300 17 2346
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