Excavator Loans for Earthmoving & Civil Contractors
Own Your Excavator Sooner: Fast Turnaround, Flexible Terms
We specialise in excavator finance, so you can focus on your projects.
Don't let financing hold you back. Whether you're tackling a major construction project, expanding your fleet or simply need a reliable machine to get the job done, we'll help you find the right funding solution. We finance excavators and yellow goods of all sizes — from compact mini-excavators to large earthmoving machines — as well as attachments, buckets and ancillary equipment, new or used.
Buying heavy machinery outright can put serious strain on your cash flow. Excavator finance lets you spread the cost over the working life of the machine, with repayments structured to suit the seasonal and project-based nature of construction and civil work, so your equipment can earn its keep from day one. We can arrange chattel mortgages, finance leases and rental options, and talk you through which structure best fits your business.
With access to over 40 lenders, including the major banks and specialist asset financiers, SB Finance compares the market to secure competitive rates and flexible terms. We also help owner-operators and newer businesses through low-doc options where full financials aren't available. Get in touch for an obligation-free chat about financing the excavator that's right for your business.
Competitive Options
With access to over 40 lenders, we compare the market to find a finance option suited to your situation. Terms and conditions, fees and eligibility criteria apply.
Loan Deals
Talk to our team about the options available across property, asset and personal finance. We'll explain how each could suit your needs.
Quick Application
Our Application process is straight-forward and hassle free. We pride ourselves in being responsive and prompt with processing your application!
Personalised Service
Here at SB Finance we treat everybody like one of the family. We pay attention to the detail and make sure we offer nothing but first class service tailored to your needs!
Frequently Asked Questions
To be eligible for an excavator loan with SB Finance, you’ll generally need to meet a few key criteria:
- Be an Australian resident or citizen.
- Have a good credit history to demonstrate your financial track record.
- Show us you have the capacity to make repayments, ensuring the loan is a good fit for your budget.
- Provide information about your business’s financial stability to help us assess your ability to support the loan.
- Clearly outline the type of excavator you’re looking to finance so we can tailor the loan to your specific needs.
Speak to our experts to see if you could be eligible for a low-doc commercial loan. If you dont qualify, you may need the following to ensure a smooth and efficient application process:
- Identification documents (such as your driver’s license or passport).
- Financial statements that give us a clear picture of your business’s financial health.
- Tax returns to verify your income and expenses.
- Details about the Excavator you wish to purchase, including the make, model, and year of manufacture.
We know you’re eager to get your excavator on-site, so we’ve streamlined our approval process. While the exact timeframe may vary, you can typically expect a decision within 24-48 hours of submitting all the necessary documents.
We believe everyone deserves a fair go. We understand that circumstances can change, and credit scores aren’t always perfect. If you have some credit challenges in your past, we encourage you to contact us. We’ll assess your individual situation and explore all possible solutions to help you secure the excavator finance you need.
There are several ways you can apply, all of which are simple. You can contact us on 1300 172 346 or email info@sbfin.com.au to speak with our team. Alternatively, you can reach us via any of our social media platforms or fill in the quick quote form on our page and we can reach out to you.
CONTACT US
Let’s talk finance
Whether you have questions or inquiries about our services, we’re here to assist you every step of the way.