Private Sale Car Loans

Buying a car privately from another person rather than a dealership? SB Finance helps Sydney and Hills District buyers arrange finance for private sale vehicles, so you can negotiate with confidence and pay the seller directly once your loan is approved.

Private sale car loans work much like any other car loan, but with a few extra steps to protect you as the buyer. We verify the vehicle, confirm there is no money owing on it, and make sure the title can transfer to you cleanly before funds are released. That means you get the benefit of a private-sale price without taking on the usual risks of buying privately.

Whether you are purchasing a near-new car, a family SUV, a first car, a 4WD or a weekend project, we can structure repayments around your budget and arrange competitive rates for both new and used vehicles. Self-employed buyers and those with limited paperwork are welcome too, with low-doc options available in many cases.

With access to over 40 lenders, including all the major banks, SB Finance compares the market on your behalf to secure a loan package that suits your needs. Get pre-approved before you start negotiating so you know exactly what you can spend and can move quickly when you find the right car.