Mortgage & Finance Broker Hills District — Home Loans, Car Finance & Business Lending

Your Local Mortgage & Finance Broker in Hills District, NSW

SB Finance is the Hills District’s local finance brokerage, serving the whole region from Baulkham Hills and Castle Hill to Kellyville, Rouse Hill and beyond. Whatever your suburb, our brokers compare 40+ lenders to find home, car and business finance that genuinely fits.

The Hills District spans established suburbs, thriving business precincts like Norwest, and fast-growing new estates in the North West growth corridor. That range means finance needs here vary enormously — from acreage lending in Dural to construction loans in Box Hill and refinancing in Cherrybrook — and a broker who knows the whole district can match each situation to the right lender.

As a Hills District-based brokerage, we understand how valuations, rental demand and lender turnaround times vary suburb to suburb across the region. Whether you’re in an established pocket or a brand-new estate, comparing 40+ lenders lets us find a sharper deal than any single bank branch.

Call now on 1300 172 346 or complete the enquiry form below and a broker will contact you within 2 business hours.

Why Hills District Chooses SB Finance

• Hills District specialists: We understand the local property market, business landscape, and what lenders require for Hills District applications.
• Access to 40+ lenders: Big four banks, credit unions, and specialist lenders — we compare them all to find your best deal.
• Fast pre-approvals: We package your application properly the first time so the lender can assess it without delay.
• Free brokering service: There is no fee to use our service. We are compensated by the lender on settlement.
• FBAA member: We are a licensed credit provider bound by the National Consumer Credit Protection Act and We work for you, not the banks.

Why Use a Mortgage Broker in the Hills District?

A mortgage broker works for you rather than for one lender. At SB Finance we sit down with Hills District borrowers, work out what you can comfortably afford, then compare home loan options across more than 40 banks and non-bank lenders. We handle the paperwork, put the application together properly the first time, and stay in touch with the lender through to settlement. There is no cost to you for the brokering service — we are paid by the lender you choose, and we explain exactly how that works before you commit.

The Hills District spans well-established suburbs and fast-growing release areas, and the right lender for a new build is often not the right lender for a long-held refinance. Whether it is a first purchase, a refinance or an upgrade, we would rather map out your options properly than have you apply and hope. Car, equipment and business finance can be handled by the same team. Call 1300 172 346 or send through an enquiry to get started.

Find Us — Serving Hills District & the Hills District

Get Your Free Finance Consultation

Ready to compare your options? Contact our Hills District team today.

Phone: 1300 172 346
Email: info@sbfinance.com.au

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Your Details – Step 1 of 3

What type of finance do you need?Select optionGeneral EnquiryHome LoanCar FinancePersonal LoanBusiness FinanceSMSF LendingDebt ConsolidationEquipment FinanceOther

Loan Amount ($)

e.g. 30000

Loan Term *— Select Choice —1 Year2 Years3 Years4 Years5 Years6 Years7 Years

Loan Term *— Select Choice —1 Year2 Years3 Years4 Years5 Years

Postcode *

Your 4-digit Australian postcode

Next

Name *

First

Last

Email *

Phone *

Date of Birth *

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Employment StatusFull-time EmployedPart-time EmployedCasualSelf-EmployedPAYG ContractorRetiredOther

Anything else you'd like us to know?

Optional — feel free to leave blank

Business Name (optional)

Estimated Average Monthly Turnover ($)

How long have you been trading on this ABN?Less than 1 year1-2 years3+ years

Is the business registered for GST?YesNo

Does the business or a director own property?YesNo

Purpose of FundsEquipment purchaseWorking capitalVehicle purchaseBusiness expansionOther

Loan PurposeHolidayCarDebt ConsolidationHome ImprovementOther

Property PurposeOwner OccupiedInvestment

Estimated Property Value ($)

Employment TypePAYGSelf-Employed

What are you financing?CarTruckEquipmentMachineryOther

Asset ConditionNewUsed

Purchase SourceDealerPrivate Sale

Primary UsagePersonal UseBusiness Use

Approximate Purchase Price ($)

Deposit Amount ($) – enter 0 if none

Current Living ArrangementsOwn Home OutrightMortgageRentingBoardingLiving with Family

How would you describe your credit history?Excellent (no defaults)GoodFairPoorUnsure

Asset / Vehicle Build Year

The year the vehicle was manufactured.

Would you like a balloon payment?NoYes

Please note: balloon payments may not be eligible for older vehicles.

Balloon Percentage (%)0%5%10%15%20%25%30%35%40%

Electronic Communications Consent *

• I consent to receiving electronic communications from SB Finance, including our Credit Guide and product updates, via email and/or SMS. No credit report will be accessed without my explicit written consent.

Privacy Act Consent *

• I consent to SB Finance collecting, holding, using and disclosing my personal information in accordance with its Privacy Policy for the purpose of assessing my finance enquiry. SB Finance is a credit representative and acts on behalf of licensed credit providers.

How did you hear about us?GoogleReferred by a friendSocial mediaExisting clientDrove/walked pastOther

How would you like to be contacted?EmailSMSPhone call

Submit My Application

Frequently Asked Questions — Finance in Hills District

What types of loans do you arrange for Hills District residents?

Home loans, construction and first-home-buyer lending, refinancing, investment and SMSF loans, plus car, equipment and business finance — compared across 40+ lenders right across the Hills District.

How does the pre-approval process work for a Hills District home loan?

Send us your ID, payslips and statements; we assess your capacity and approach the lenders best suited to your suburb and property type. How quickly a conditional pre-approval comes back depends on the lender and on how quickly your documents reach us, and we will tell you what to expect before you apply.

Is SB Finance based in Hills District?

Our office is central to the region at U30 / 11-13 Brookhollow Ave, Baulkham Hills. Meet us in person or handle everything by phone and online.

Can you help with investment property loans in Hills District?

Yes. Investment lending across the Hills District is a core focus. We structure interest-only and portfolio options and coordinate with your accountant on tax efficiency.

Do you help self-employed clients in Hills District get finance?

Yes. We work with self-employed residents and business owners right across the Hills District using low-doc and alt-doc solutions matched to your income.