Trailer Loans for Box, Car & Plant Trailers
Trailer Loans Made Fast: Simple Application, Quick Approvals
Need a reliable trailer to get the job done?
SB Finance understands the demands of your trade. Whether you're hauling tools, equipment or materials, we'll help you find the right trailer loans so you can focus on what you do best. We fund all types of trailers — box and tradesman trailers, car carriers, flat-tops, tippers, plant and machinery trailers, horse floats, caravans and custom builds — whether new or used.
Rather than paying upfront and eating into your cash flow, trailer finance lets you spread the cost over the life of the asset, with repayments structured to suit how your business earns. We can arrange chattel mortgages, finance leases and consumer or commercial loans depending on how the trailer will be used, and we'll walk you through the option that suits you best.
With access to over 40 lenders, including the major banks and specialist asset financiers, SB Finance compares the market for competitive rates and flexible terms, with fast approvals to get you on the road sooner. We also help self-employed operators through low-doc options where full financials aren't available. Get in touch for an obligation-free chat about your trailer finance.
Best Rates
At SB Finance we have access to some of Australia's best Asset Finance Lenders. We can help you compare options from across our lender panel.
Loan Deals
Talk to our team today to find out what the best deals are on offer with property, asset and personal finance!
Quick Application
Our Application process is straight-forward and hassle free. We pride ourselves in being responsive and prompt with processing your application!
Personalised Service
Here at SB Finance we treat everybody like one of the family. We pay attention to the detail and make sure we offer nothing but first class service tailored to your needs!
Frequently Asked Questions
To be eligible for a trailer loan with SB Finance, you’ll generally need to meet a few key criteria:
- Be an Australian resident or citizen.
- Have a good credit history to demonstrate your financial track record.
- Show us you have the capacity to make repayments, ensuring the loan is a good fit for your budget.
- Provide information about your financial stability to help us assess your ability to support the loan.
- Clearly outline the type of trailer you’re looking to finance so we can tailor the loan to your specific needs.
Speak to our experts to see if you could be eligible for a low-doc commercial loan. If you dont qualify, you may need the following to ensure a smooth and efficient application process:
- Identification documents (such as your driver’s license or passport).
- Financial statements that give us a clear picture of your business’s financial health.
- Tax returns to verify your income and expenses.
- Requirements to apply for machinery loans
- Details about the machinery you wish to purchase, including the make, model, and year of manufacture.
We know you’re eager to hit the road with your new trailer, so we’ve streamlined our approval process. While the exact timeframe may vary, you can typically expect a decision within 24-48 hours of submitting all the necessary documents.
We believe everyone deserves a fair go. We understand that circumstances can change, and credit scores aren’t always perfect. If you have some credit challenges in your past, we encourage you to contact us. We’ll assess your individual situation and explore all possible solutions to help you secure the trailer loan you need.
We can finance a wide range of trailers, including:
- Enclosed trailers
- Flatbed trailers
- Car trailers
- Boat trailers
- Horse trailers
- Camper trailers
- Food trailers
- And more!
While it’s not always a strict requirement, it’s helpful to have a tow vehicle that’s suitable for the type of trailer you’re financing. This demonstrates your preparedness and ability to safely use the trailer.
Yes, we can often finance custom-built trailers. You’ll need to provide detailed specifications and cost estimates for the build.
You’ll need to have comprehensive insurance for your trailer throughout the loan term. This protects both you and the lender in case of damage or theft.
Yes, you can usually make extra repayments or pay off your trailer loan early. There may be some fees associated with early repayment, so it’s best to check the terms and conditions of your loan.
There are several ways you can apply, all of which are simple. You can contact us on 1300 172 346 or email info@sbfin.com.au to speak with our team. Alternatively, you can reach us via any of our social media platforms or fill in the quick quote form on our page and we can reach out to you.
CONTACT US
Let’s talk finance
Whether you have questions or inquiries about our services, we’re here to assist you every step of the way.