Business Cashflow Loans for Working Capital & Seasonal Gaps
Keep Your Business Moving with Cashflow Finance
Struggling with cash flow gaps or waiting on outstanding invoices? A business cashflow loan can help keep your business running smoothly. At SB Finance, we help Sydney and Hills District businesses access fast, flexible cashflow finance tailored to how your business trades.
Cashflow loans are designed to cover short-term funding needs — paying suppliers, covering payroll, buying stock, managing seasonal dips or simply bridging the gap between invoicing and getting paid. Depending on your situation we can arrange options such as unsecured business loans, lines of credit, business overdrafts and invoice finance, with repayments structured around your revenue rather than a rigid fixed schedule.
We can help you understand how much you are eligible to borrow and what your repayments will be before you proceed, and our experts will explain any other costs involved. Low doc options are available for established businesses that can't easily provide full financials, with many lenders assessing on bank statements and trading history.
With access to over 40 lenders, including all the major banks and specialist commercial financiers, we secure a competitive cashflow loan package to meet your requirements and can often help you get approved quickly. SB Finance does not offer personal advice and aims to provide information which is factual and in line with lenders' requirements and a customer's best interest. We encourage you to seek independent legal and financial advice before proceeding. Our credit guide and Privacy disclosure are available on our website.
Competitive Options
With access to over 40 lenders, we compare the market to find a finance option suited to your situation. Terms and conditions, fees and eligibility criteria apply.
Loan Deals
Talk to our team about the options available across property, asset and personal finance. We'll explain how each could suit your needs.
Quick Application
Our Application process is straight-forward and hassle free. We pride ourselves in being responsive and prompt with processing your application!
Personalised Service
Here at SB Finance we treat everybody like one of the family. We pay attention to the detail and make sure we offer nothing but first class service tailored to your needs!
CONTACT US
Let’s talk finance
Whether you have questions or inquiries about our services, we’re here to assist you every step of the way.
When business cashflow loans make sense
Business cashflow loans can help bridge the gap between paying suppliers and getting paid by customers, cover seasonal dips or fund a short-term opportunity. Options include short-term unsecured loans, lines of credit, invoice finance and overdrafts, and each has different costs and repayment terms.
Compare the total cost, not just the rate, and make sure repayments fit your cash flow. The business.gov.au funding guide explains the main options. Our brokers compare business cashflow loans across 40+ lenders.
Business Cashflow Loans: Frequently Asked Questions
Yes! With access to some of Australia’s largest lenders, we do have lenders on our panel that will consider bad credit or defaults subject to the application. Speak with our team to find out more!