Free Finance Calculators
Tools to help you plan your loan, understand your income, estimate stamp duty and more — all free from SB Finance
Use these calculators to prepare for your loan application or property purchase. For a personalised assessment, call our team on 1300 17 2346.
Loan Repayment Calculator
Calculate your weekly, fortnightly or monthly repayments for any loan amount, interest rate and term.
Loan Amortisation Calculator
See exactly how much interest you pay over the life of your loan, year by year — and your remaining balance at any point.
NSW Stamp Duty Calculator
Calculate transfer duty on any NSW property purchase — including first home buyer concessions and exemptions for 2025.
PAYG Income Tax Calculator
Estimate your take-home pay after income tax and Medicare levy using the 2025–26 Australian tax brackets.
YTD Income Calculator
Annualise your year-to-date payslip earnings — useful when a lender asks for your YTD income on a loan application.
Need a Real Rate?
Calculators give estimates — SB Finance gives you real rates from 40+ lenders, tailored to your situation. Free consultation, no obligation.
Talk to a Finance Expert
Calculators are a great starting point, but every situation is different. Our team of expert finance brokers will find you the best rate from 40+ lenders — completely free.

