Free Download: The Australian Home Buyer Checklist
Everything you need to know before buying your first (or next) home anywhere in Australia
Instant email delivery. Free. No spam, ever.
What’s Inside the Checklist?
Our 10-point Australian Home Buyer Checklist covers the key steps every buyer should complete before signing a contract or attending an auction — whether you’re a first home buyer or upgrading your family home.
The checklist covers:
- Your borrowing capacity — How much can you actually borrow? (The answer might surprise you)
- Pre-approval explained — Why getting pre-approved is non-negotiable before inspecting
- First Home Owner Grant — Are you eligible? How grants work across the states and territories
- Stamp duty & concessions — How stamp duty and first home buyer concessions vary by state
- The 5 documents every lender requires — Have these ready before you apply
- Fixed vs variable rates — How to decide what’s right for you right now
- Offset accounts & redraw — The features that can reduce the interest you pay over your loan term
- Building & pest inspection — What to look for and the professionals to call before you buy
- Conveyancing checklist — What your solicitor needs from you at exchange
- Settlement day countdown — What happens in the final 5 business days before you get the keys
Get Your Free Checklist
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Why Download This Home Buyer Checklist?
Buying property in Australia is exciting — but it can also be overwhelming if you’re not sure what to expect. Many first home buyers we speak to have attended 10+ open homes before realising they weren’t pre-approved, or didn’t know they were eligible for the First Home Owner Grant.
This checklist is designed to cut through the confusion and give you a clear, step-by-step guide to getting finance-ready, so when you find your perfect home anywhere in Australia — you can move fast and confidently.
It’s free because we believe an informed buyer is a confident buyer. And confident buyers become great clients — we hope to help you through your finance journey, whether that’s now or in 12 months.
About SB Finance
SB Finance is an independent finance brokerage helping buyers right across Australia. We compare 40+ lenders — including the major banks, credit unions, and specialist non-bank lenders — to find the most competitive home loan for your situation.
Our brokers have helped hundreds of Australian residents purchase their first home, upgrade to a larger family home, invest in property, and refinance to a loan that better suits their circumstances. We offer free consultations, fast pre-approvals, and no broker fees — ever.
Ready to talk? Call us on 1300 17 2346 or book a free consultation.
Frequently Asked Questions
Is the checklist really free?
Yes — completely free. We send it to your email immediately after you submit the form. There is no obligation to use our services, though we hope to be helpful when you’re ready.
Will I be added to a mailing list?
We may send you a short follow-up email series with helpful home buying tips over the next few weeks. You can unsubscribe at any time with one click. We do not spam and we never share your details.
I’m not a first home buyer — is this checklist still relevant?
Absolutely. While some sections relate specifically to first home buyer grants, the majority of the checklist applies to all home buyers — including those upgrading, downsizing, or purchasing an investment property in Australia.
Can I speak to a broker directly?
Yes! Call us on 1300 17 2346 or email info@sbfinance.com.au. We offer free, no-obligation consultations by phone, video, or in person in Australia area.