Car Finance

Car Finance Broker for New, Used & Private Sale Cars

Car Finance Sydney | Hills District Finance Brokers

Ready to drive away sooner?
SB Finance compares 40+ lenders to find you a competitive car loan with fast approval and repayments that suit your budget — whether it's a new, used, or private-sale purchase. Talk to a local Hills District broker today and get a clear answer, with no obligation.

Our Car Finance Options

New Car Loan Specialist Finance Broker Sydney - SB Finance
New Car Loans

Found the new car that you love? Or ready to start shopping for a new car?

Used Car Loan Specialist Finance Broker Sydney - SB Finance
Used Car Loans

Found a pre-loved car that’s right for you? Ready to start shopping for a used car?

Loc Doc Loans Specialist Hills District Sydney - SB Finance
Low-Doc Loans

At SB Finance, we specialise in commercial loan contracts and have a variety of lenders

Refinancing Car Loans Specialist Sydney Hills - SB Finance
Re-financing Car Loans

Is your current balloon due and you need to re-finance it?

Private Car Loan Finance Specialist Sydney - SB Finance
Private Car Loans

Buying a used car privately can have benefits such as significant savings over

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Truck Loans

Need a truck for your business or work? We help you find competitive truck finance solutions tailored to your needs.

ute finance Hills District — SB Finance
Ute Loans

Looking to finance a ute for work or personal use? We compare ute loans to get you the best deal.

Car Finance 1
Van Loans

Need to finance a van for your business or personal use? Let us find you the best van loan.

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Motorbike Loans

Fast, competitive finance for new and used motorbikes.

What Our Clients Say

★★★★★

“Got my car loan sorted in under 24 hours. Tareq found me a rate 2% lower than my bank. Absolutely recommend SB Finance!”

— Michael T., Kellyville
★★★★★

“Quick, professional and saved me thousands on my car loan. Will use again for my next vehicle.”

— Sarah B., Castle Hill

CONTACT US

Let’s talk finance

Whether you have questions or inquiries about our services, we’re here to assist you every step of the way.

Your Details - Step 1 of 3

SB Finance (AUST) pty ltd |  ABN 72620392038

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Car Finance — Frequently Asked Questions

What determines the car loan rate I'm offered?
The rate you are offered depends on factors such as your loan term, the vehicle age and your individual credit profile. As a broker with access to 40+ lenders, we help match you with a suitable option for your circumstances — contact us to discuss what may be available to you.
Can I get a car loan if I am self-employed in Kellyville or Norwest?
Yes. We help many self-employed clients in the Hills District secure car finance using alternative income verification methods including BAS statements, accountant letters or low-doc options. Speak to our team about your specific circumstances.
How long does car finance approval take with SB Finance?
Most car loan applications receive conditional approval within 24 hours. Our team handles all lender communication so you can focus on finding the right vehicle while we secure your finance.
What is the difference between a car loan and a chattel mortgage for my business?
A standard car loan is personal finance secured against the vehicle. A chattel mortgage is a business finance product where you own the vehicle from day one and may be able to claim GST and depreciation — ask us which suits your tax situation.
Can SB Finance help if I have a credit default or bad credit history?
Yes. We have access to specialist lenders who work with clients who have credit impairments, defaults or limited credit history. We assess each case individually — call us to discuss your options confidentially.

Not sure which of these fits your situation? You can start with a free assessment and we will work through the options with you.

Contact Us

Let’s talk finance

Whether you have questions or inquiries about our services, we’re here to assist you every step of the way.

1300 172 346
Mon–Fri 9am–5:30pm
30/11-13 Brookhollow Ave
Baulkham Hills NSW 2153
FBAA Accredited40+ LendersHills District Specialists
Finance Enquiry
Your Details - Step 1 of 3

How Your Car Finance Works

Simple, transparent and fast — from first call to settlement.

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1

Free Assessment

Tell us your goals in minutes. No credit check, no obligation.

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2

Compare Lenders

We compare 40+ lenders to find a loan option and structure that suits your needs, subject to lender eligibility.

3

Fast Approval

We handle the paperwork and get you approved quickly.

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4

Settlement

Funds land, keys in hand. We stay in touch the whole way.

Meet Your SB Finance Team

FBAA Accredited Brokers — Hills District Locals

★★★★★ 5.0/5 based on 311 Google Reviews
Verified Google Reviews
🔒 FBAA Member  •  ⚡ Same-Day Replies  •  🌐 40+ Lenders
Get Free Assessment →

Estimate your repayments

Move the sliders for an indicative monthly repayment. Final rates are subject to lender assessment.

Indicative rate shown by default — slide to adjust. Estimates are for illustration only, are not a loan offer or quote, and do not include fees or charges. Actual rates and repayments are subject to lender assessment and eligibility criteria. (4%–25% p.a.)

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estimated monthly repayment
Total repaid$0Total interest$0
Get a tailored quote →More calculators →

Calculations are estimates only and do not constitute a quote or credit assistance. We cannot guarantee the accuracy of the results; rates and rules change regularly and figures may be based on outdated information. SB Finance (AUST) Pty Ltd | ABN 72 620 392 038.

What Our Car Finance Clients Say on Google

What Our Car Finance Clients Say

Real clients. Real results. Hills District’s most trusted finance broker.

★★★★★

“SB Finance got me approved for my Toyota Rav4 in 24 hours. Rate was far lower than the dealership. Cannot recommend enough.”

James M.
Castle Hill
★★★★★

“Self-employed with no chance, Zaid found a lender who understood my situation and we settled within a week. Absolute legends.”

Priya S.
Baulkham Hills
★★★★★

“Compared three brokers before SB Finance. Best rates, fastest turnaround, they explained loan terms clearly. Five stars.”

Tom R.
Kellyville
Call 1300 172 346