Ute Loans

Ute Loans for Tradies, Farmers & Weekend Drivers

Looking for a ute to help you with your trade?

Based in Sydney's Hills District and helping tradies and businesses right across Australia, SB Finance makes ute finance simple. Whether you're growing your business or fitting out a customised toolbox, we can help.

We specialise in ute finance and work with a variety of lenders with niche lending areas. Give us a call to discuss your ute finance options today.

Commercial loans can offer potential tax benefits, and we have access to a wide panel of lenders when it comes to ute finance. Speak with our team about the options that could suit your situation.

Some types of ute finance available are below.

SB finance does not offer personal advice and aims to provide information which is factual and in-line with lenders requirements and a customers best interest. We encourage you to seek independent legal and financial advice before proceeding. our credit guide and Privacy disclosure is available on our website.

Competitive Options

With access to over 40 lenders, we compare the market to find a finance option suited to your situation. Terms and conditions, fees and eligibility criteria apply.

Loan Deals

Talk to our team about the ute and commercial finance options available. We'll explain how each could suit your needs.

Quick Application

Our Application process is straight-forward and hassle free. We pride ourselves in being responsive and prompt with processing your application!

Personalised Service

Here at SB Finance we treat everybody like one of the family. We pay attention to the detail and make sure we offer nothing but first class service tailored to your needs!

CONTACT US

Let’s talk finance

Whether you have questions or inquiries about our services, we’re here to assist you every step of the way.

Your Details - Step 1 of 3

Frequently Asked Questions

At SB Finance we have access to over 40 lenders that can lend from $10,000 to $250,000 with a low-doc option and can lend up-to $500,000 if financials are provided. The total amount borrowed will vary depending on an applicant’s financial position, application and meeting lenders guidelines.  Speak to one of our team for a free assessment!

Yes! you can look at several different loan options including a lease or a commercial asset loan such as a chattel mortgage. Speak to one of our team today to discuss how we can help you get a loan to suit you. We can have an obligation free chat to discuss your requirements and will guide you through the process of what is required to apply.

some benefits of chattel mortgage are:

  • Full amount of the asset can be financed
  • Balloon payment options available
  • Fixed interest repayments for the term of the loan
  • Term options from 1-7 years
  • Purchase new, used, dealer or private.
  • Sole-trader structure, partnerships, companies, car-allowance employees and trusts can be eligible for this product
  • Low-doc products available
  • Ability to claim the interest and depreciation if the asset is used to generate an assessable income
  • Vehicle is owned registered by the borrower.
  • Helps with cash-flow

When making a decision you should speak with your accountant and seek your own independent advice on what loan product would suit you best.

Yes! With access to some of Australia’s largest lenders, we do have lenders on our panel that will consider bad credit or defaults subject to the application. Speak with our team to find out more!

Depending on the nature of the loan, it could be processed within 24 hours however turn-over times will depend on the lender and the application. We endeavour to get you processed and approved in the shortest time possible.

There are several ways you can apply, all of which are simple. you can contact us on 1300 172 346 or email info@sbfin.com.au to speak with our team. alternatively, you can speak to us via any of our social media platforms or fill in the quick quote form on our page and we can reach out to you.

Estimate your repayments

Move the sliders for an indicative monthly repayment. Final rates are subject to lender assessment.

Indicative rate shown by default — slide to adjust. Estimates are for illustration only, are not a loan offer or quote, and do not include fees or charges. Actual rates and repayments are subject to lender assessment and eligibility criteria. (4%–25% p.a.)

$0
estimated monthly repayment
Total repaid$0Total interest$0
Get a tailored quote →More calculators →

Calculations are estimates only and do not constitute a quote or credit assistance. We cannot guarantee the accuracy of the results; rates and rules change regularly and figures may be based on outdated information. SB Finance (AUST) Pty Ltd | ABN 72 620 392 038.

Call 1300 172 346