Mortgage & Finance Broker Hornsby — Home Loans, Car & Business Finance

Your Local Mortgage & Finance Broker in Hornsby, NSW

SB Finance helps Hornsby residents finance homes, cars and businesses at the gateway to the Upper North Shore. Whether you’re buying an apartment near Westfield Hornsby, a family home in the leafier streets, or refinancing, our brokers compare 40+ lenders to find finance that fits.

Hornsby is a major transport and retail hub where the rail lines meet, anchored by Westfield Hornsby and a mix of apartments near the station and established family homes further out. That variety means we see first-home buyers after units, families after houses, and plenty of refinancers — each needing a tailored approach.

From apartment first-home buyers near the interchange to families in Hornsby’s established streets, we match the lender to the property and the person. Comparing 40+ lenders lets us navigate the tighter lending rules that sometimes apply to apartments and higher-density stock.

Call now on 1300 172 346 or complete the enquiry form below and a broker will contact you within 2 business hours.

Why Hornsby Chooses SB Finance

• Upper North Shore specialists: We understand the local property market, business landscape, and what lenders require for Hornsby applications.
• Access to 40+ lenders: Big four banks, credit unions, and specialist lenders — we compare them all to find your best deal.
• Fast pre-approvals: We package your application properly the first time so the lender can assess it without delay.
• Free brokering service: There is no fee to use our service. We are compensated by the lender on settlement.
• FBAA member: We are a credit representative authorised under an Australian Credit Licence. We work for you, not the banks.

Why Use a Mortgage Broker in Hornsby?

Going straight to your own bank means seeing one set of products. A mortgage broker can put your situation in front of more than 40 lenders and show you where the real differences sit: loan structure, fees, offset and redraw features, and how each lender treats your income. For Hornsby clients we prepare the submission, follow it up with the lender, and keep you updated from application through to settlement. The brokering service costs you nothing — the lender you choose pays us, and we set that out clearly upfront.

Hornsby’s mix of apartments, townhouses and established houses means unit size, postcode limits and deposit requirements can all come into play. If you are weighing up a purchase, a refinance or releasing equity, a short conversation now will save you time later. We also look after car, equipment and business finance. Call 1300 172 346 or send an enquiry and we will be in touch.

Find Us — Serving Hornsby & the Upper North Shore

Get Your Free Finance Consultation

Ready to compare your options? Contact our Hornsby team today.

Phone: 1300 172 346
Email: info@sbfinance.com.au

Finance Enquiry

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Your Details – Step 1 of 3

What type of finance do you need?Select optionGeneral EnquiryHome LoanCar FinancePersonal LoanBusiness FinanceSMSF LendingDebt ConsolidationEquipment FinanceOther

Loan Amount ($)

e.g. 30000

Loan Term *— Select Choice —1 Year2 Years3 Years4 Years5 Years6 Years7 Years

Loan Term *— Select Choice —1 Year2 Years3 Years4 Years5 Years

Postcode *

Your 4-digit Australian postcode

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Name *

First

Last

Email *

Phone *

Date of Birth *

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Employment StatusFull-time EmployedPart-time EmployedCasualSelf-EmployedPAYG ContractorRetiredOther

Anything else you'd like us to know?

Optional — feel free to leave blank

Business Name (optional)

Estimated Average Monthly Turnover ($)

How long have you been trading on this ABN?Less than 1 year1-2 years3+ years

Is the business registered for GST?YesNo

Does the business or a director own property?YesNo

Purpose of FundsEquipment purchaseWorking capitalVehicle purchaseBusiness expansionOther

Loan PurposeHolidayCarDebt ConsolidationHome ImprovementOther

Property PurposeOwner OccupiedInvestment

Estimated Property Value ($)

Employment TypePAYGSelf-Employed

What are you financing?CarTruckEquipmentMachineryOther

Asset ConditionNewUsed

Purchase SourceDealerPrivate Sale

Primary UsagePersonal UseBusiness Use

Approximate Purchase Price ($)

Deposit Amount ($) – enter 0 if none

Current Living ArrangementsOwn Home OutrightMortgageRentingBoardingLiving with Family

How would you describe your credit history?Excellent (no defaults)GoodFairPoorUnsure

Asset / Vehicle Build Year

The year the vehicle was manufactured.

Would you like a balloon payment?NoYes

Please note: balloon payments may not be eligible for older vehicles.

Balloon Percentage (%)0%5%10%15%20%25%30%35%40%

Electronic Communications Consent *

• I consent to receiving electronic communications from SB Finance, including our Credit Guide and product updates, via email and/or SMS. No credit report will be accessed without my explicit written consent.

Privacy Act Consent *

• I consent to SB Finance collecting, holding, using and disclosing my personal information in accordance with its Privacy Policy for the purpose of assessing my finance enquiry. SB Finance is a credit representative and acts on behalf of licensed credit providers.

How did you hear about us?GoogleReferred by a friendSocial mediaExisting clientDrove/walked pastOther

How would you like to be contacted?EmailSMSPhone call

Submit My Application

Frequently Asked Questions — Finance in Hornsby

What types of loans do you arrange for Hornsby residents?

Home loans, apartment and first-home-buyer lending, refinancing, investment and SMSF loans, plus car and business finance — compared across 40+ lenders.

How does the pre-approval process work for a Hornsby home loan?

Send us your ID, payslips and statements; we assess your capacity and, for apartments, check lender policies on the building early. How quickly a conditional pre-approval comes back depends on the lender and on how quickly your documents reach us, and we will tell you what to expect before you apply.

Is SB Finance based in Hornsby?

Our office is at U30 / 11-13 Brookhollow Ave, Baulkham Hills, a straightforward drive from Hornsby. Meet us in person or handle everything by phone and online.

Can you help with investment property loans in Hornsby?

Yes. With Hornsby’s transport-hub rental demand, investment lending is a specialty. We structure interest-only and portfolio options and coordinate with your accountant.

Do you help self-employed clients in Hornsby get finance?

Yes. We work with self-employed Hornsby residents and business owners using low-doc and alt-doc options matched to your income.